Increase Line of Credit Usage—Securely and at Scale
Bushel enables ag lenders to digitize line of credit access, usage, and servicing so approved funds are easier for borrowers to use.
Bushel Helps Lenders
Increase line of credit utilization
Unused operating lines represent lost opportunity. Offer spending from approved lines of credit via debit cards without building or managing a card program.
Expand Network Reach
Attract a wider audience by tapping into customers located in different regions. 110,000+ farmers in the Bushel network
Reduce servicing calls and paperwork
Farmers self-manage draws and repayments in app, reducing inbound calls and eliminating paper-based processes.
Mitigate Risk
Funds are FDIC insured through sweep program banks, secured with the latest encryption technology, protecting business data, and meeting top compliance standards.
What is digital line of credit management?
Digital line of credit management allows farmers to spend, and repay loans through a secure platform without paper checks, phone calls, or in-person visits. Funds move seamlessly when and where they're needed.
Bushel helps farmers
View Loan Details 24/7
Farmers access loan balances, interest rates, maturity dates, and more without calling their lender.
Initiate draws
Self-serve draws replace manual requests and reduce administrative processing. Use approved line balances directly at ag retailers in the Bushel network.
Spend Conveniently with a Debit Card
Spend loan balance effortlessly via the Bushel Gold Visa® Debit Card.1
Make payments in app
Manage connected loans and make loan payments at any time.
An Account Built For The American Farmer
Farmers open a Bushel Business Account, provided by The Bancorp Bank, N.A. Member FDIC,2 to access and manage loans with Bushel. Funds in this account are FDIC insured up to $5 million through sweep program banks,3 earn competitive interest,4 and accounts are designed specifically for agricultural operating cycles.
Ready to Digitize Ag Lending?
Enable secure, digital loan servicing for your ag lending business today.
FAQ
Answers to common questions about digital line of credit management
Bushel allows farmers easy access to draw funds and spend via debit cards, including at the point of purchases, making approved credit immediately usable.
No. Bushel complements existing core banking and loan management systems without disrupting credit policy, underwriting standards, or internal workflows.
The Bushel Gold Visa Debit Card can be used in stores, online, and anywhere Visa is accepted.
Farmers self-manage draws and payments in app, reducing inbound calls and manual processing. Lenders scale servicing without adding headcount.
Yes. Funds are FDIC insured up to $5 million through sweep program banks. Banking services are provided by The Bancorp Bank, N.A. Member FDIC.
1Bushel is a financial technology company, not a bank. Banking services for the Bushel Business Account are provided by The Bancorp Bank, N.A. Member FDIC.
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2The interest rate for the Bushel Business Account is variable and may change at any time. The disclosed interest rate is effective as of December 15, 2025.
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3The Bushel Gold Visa® Debit Card is issued by The Bancorp Bank, N.A. pursuant to a license from Visa U.S.A. Inc.
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4FDIC insurance only covers the failure of an FDIC-insured bank. The standard FDIC deposit insurance limit is $250,000 per depositor, per FDIC- insured bank, per ownership category through The Bancorp Bank, N.A. and its sweep program banks. See the Bushel website and the Deposit Account Agreement for more details.
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5The Bushel Farm plan is included for free when you open a Bushel Business Account or connect an existing Bushel Business Account in Bushel Farm. To view features included for free click here. Cash back into a Bushel Business Account will occur at the time after an annual subscription fee is paid. If an annual subscription fee has already been paid in 2026 and a subscriber has opened a Bushel Business Account, Bushel will deposit cash back funds into the connected Bushel Business Account.